Why Invest With Us

Process: We tailor a strategic asset allocation policy based on a comprehensive, personalized financial plan. This serves as the foundation of the investment program.

Benefit: A road map and a step-by-step action plan is created and implemented to help clients meet their financial goals.

Process: We create a broadly diversified base ("neutral") asset allocation, inclusive of all feasible, investable and fundamentally sound assets on a global basis.

Benefit: Extensive exploration of all potential investment opportunities.

Process: We design the base ("neutral") asset allocation with the goal of minimizing short-term risks while maximizing the probability of achieving your investments goals.

Benefit: Knowledge that strategy avoids any unnecessary risks.

Process: We review your asset allocation policy on a quarterly basis. Additionally, we may alter your "target" asset allocation to reflect opportunities created by market moves that are not supported by economic fundamentals. All modifications develop from our ongoing monitoring of the valuation for all asset categories, as well as the prevailing business cycle environment.

Benefit: Potential for profit and risk reduction through avoiding unsustainable or exaggerated market moves.

Process: We isolate investments with a history of consistent superior performance on a risk-adjusted basis through ongoing quantitative screens. As past performance is no guarantee of future results, we follow up with exhaustive qualitative research. Our final recommendations reflect managers with an identifiable and sustainable investment edge. We emphasize managers with an ethical operating history, with business models and philosophies that puts the investors' interest first.

Benefit: Potential for increased investment returns through actual investment selection.

We thank our clients for the confidence they have placed in us and our methodology. If you are not already our client, you may wish to avail yourself of this caliber of investment management. Please call us at 412-227-3200 or 1-800-900-4492 and ask to speak with a financial advisor.

This article is for informational purposes only and not intended as financial advice. Consult your financial advisor to determine what is appropriate for your situation.
Past performance is no guarantee of future results.

If you have any comments, questions or suggestions concerning this electronic newsletter, please email us at fgi@fragassogroup.com.

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A REGISTERED INVESTMENT ADVISOR
The Retirement Planning and Wealth Preservation Specialists Since 1972
610 Smithfield Street, Suite 400, Pittsburgh, PA 15222

Phone 412.227.3200, Fax 412.227.3210, Toll Free 1.800.900.4492
Fee-based investment management and securities offered through LPL Financial
Member FINRA/SIPC

©2006 The Fragasso Group, Inc., All Rights Reserved