If so, the following Personal Financial Planning Workshops will be a great benefit to you and your family.

Financial guidance to help you move toward your life’s goals.

Helpful, clear guidance: Each workshop includes a workbook to guide you through the material. This workbook contains real life examples and illustrations to make the financial and investment strategies easier to learn.

Forms to help advance the process: You will also receive a Life Goals Data Form that you may complete as an optional homework assignment. This questionnaire is used to construct your own personal financial plan with no mention of specific products or services.

Attorneys, CPAs, Human Resource & Insurance. Professionals can earn up to 7.5 continuing education credits.

Your Instructors
Robert Fragasso, CFP, CDFA, President, Fragasso Financial Advisors, and other professionals at the firm. Fragasso Financial Advisors is a regional investment advisory firm whose people have 180 years of combined experience in the investment and financial planning fields. Securities offered through Linsco/Private Ledger, Member FINRA/SIPC.

Seating is Limited. Pre-registration is Required for Each Course.

Topics Covered:
• Investment opportunities
• Education funding
• Determine level of need for various types of insurance
• Personal and corporate retirement plans
• Social Security benefit issues
• Inheritance tax issues

Click here for more information

Can You Afford to Retire?
(3 sessions)
A Workshop for Pre-Retirees; meant for people considering retirement in the next 5 to 15 years
Topics Covered:
• Overcoming the effects of inflation
• Protecting investments from taxation
• Preventing erosion of assets due to long term care expenses
• Insurance and estate planning

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Financial Security During Retirement
(3 sessions)
A Workshop for Retirees
Topics Covered:
• Financial strategies that are critical throughout retirement
• Combating inflation, minimizing taxation, and maximizing the strength of one’s portfolio
• The non-financial aspects of retirement, such as self-image, use of time, and housing choices
• Social Security and long term care
• The new IRA distribution rules
• Estate planning

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Recruiting and Retaining Key Employees
(3 sessions)
A Workshop to Maximize Your Retirement and Fringe Benefits Package
Topics Covered:
• Thorough discussion of the world of retirement plans
• How to determine if yours best suits your company’s needs, group insurance considerations, and other employee incentives

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For Immediate Reservations, call (412) 624-6600 or register online at www.solutions.pitt.edu.

The information provided is for informational purposes only and is not to be construed as a recommendation. Consult your financial advisor to determine what is appropriate for you.
Past performance is no guarantee of future results

If you have any comments, questions or suggestions concerning this electronic newsletter, please email us at fgi@fragassogroup.com.

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Visit Our Website:
www.fragassogroup.com

A REGISTERED INVESTMENT ADVISOR
The Retirement Planning and Wealth Preservation Specialists Since 1972
610 Smithfield Street, Suite 400, Pittsburgh, PA 15222

Phone 412.227.3200, Fax 412.227.3210, Toll Free 1.800.900.4492
Securities offered through Linsco/Private Ledger
Member FINRA/SIPC

©2004 The Fragasso Group, Inc., All Rights Reserved