Successful financial planning and management have never been easy. Many people do not have the time or the expertise to make sound investment choices or continually monitor the performance of those choices.
We do.
We comprehensively manage client assets in individual portfolios, corporate and individual retirement accounts, and endowment and trust accounts.
As a fee-based firm, we care about the growth of your assets because our compensation is tied to value and not to sales commissions. Thus, we sell no internal, proprietary products. We make investment recommendations only after considering a wide range of investment opportunities, and always with our clients' best interests in mind.
Some of these investment options include:
Mutual Funds
- U.S. stock funds
- U.S. bond funds
- Foreign stock funds
- Foreign bond funds
- Specialized funds by industry
- Specialized funds geographically
- Specialized funds by asset sector
- Index funds
Individual Securities
- Government bonds
- Corporate bonds
- Municipal bonds
- U.S. stocks
- Foreign stocks traded in the U.S.
- Real estate-oriented securities
- Commodities-oriented securities
Investment Management
Objectives:
- Growth of capital to both counter inflation and to provide a true return
- Income sufficient for your needs and for regular reinvesting with the portfolio at regular intervals over time
- Preservation of investment capital by lessening volatility and through diversification of asset sectors and investments
The investments and tactics that will be used include:
- Asset Allocation: Asset allocation is the foundation of any long-term investment strategy. It is based on the concept that not all investments behave the same way during the same period of time. By properly adhering to your asset allocation model (based on your goals, time horizon and risk tolerance), it is possible to contain volatility risk while seeking a return that keeps with your objectives.
- Diversification: Diversification means that multiple stocks, bonds and other investments will be used within each industry, asset sector and world market. We try never to entrust any allocated sector to just one security or fund. In addition, we research all fund companies’ culture and practices before using them in client accounts.
- Fundamental analysis: Markets over time inevitably follow fundamentals. That includes the status of the economy, the industry and the individual company's securities. Our methodology considers research from many of the major research organizations as well as our own proprietary research. Our research focuses on an analysis of earnings and cash flow together with market share, depth of management, industry dominance, uniqueness of product and many other factors.
For an informational packet or a no-cost, no-obligation consultation, please contact one of our financial advisors at 412-227-3200 or by clicking here.
We make your financial success personal.